risks.

The following risks may be materially relevant but may not always be adequately captured by the summary risk indicator and may cause additional loss: Concentration risk, Emerging market risk and Active management risk.

Golden Age

The silver economy, a golden opportunity.

 

This is a golden age for baby boomers and seniors. The generation of retirees is growing as much as three times faster than other population cohorts, and seniors are often much wealthier than younger people.1

Our Golden Age strategy taps into the rise of the ‘silver economy’, offering investors the chance to benefit from this long-lasting secular trend.

1 Source: Population Division of the Department of Economic and Social Affairs of the United Nations Secretariat; ECB Statistics Paper Series No 2, April 2013, US Census Bureau 1983-2013.

1. Source: LOIM. For illustrative purposes only
2. Source: Silver Economy Study (European Commission) For illustrative purposes only
3. Source: LOIM, CMS (cms.gov), WHO (who.int/news-room/fact-sheets/detail/dementia) For illustrative purposes only.

the age of shrinking and older populations.

In developed markets, the over‑65 group is growing three times faster than younger generations. The US alone sees 10,000 baby boomers retire every single day.1 Today’s baby boomers and seniors are often relatively well off, owning up to three-quarters of wealth in some developed countries.2

This has resulted in a ‘silver economy’ where people are living longer and spending more. Their habits affect businesses across a range of sectors, including consumer goods, financial services, e-health and personal well-being.

Please watch this video to learn more about these Golden Age opportunities.

Video

harnessing the silver economy.

As the world ages, the silver economy is growing.

In our view, this broad-based structural trend will continue to gather speed, and firms that effectively cater to this generation are likely to see their customer base expand each year.

Source : LOIM , illustratives purposes only.

capturing silver alpha.

The silver economy is creating opportunities across multiple sectors, which we believe can be best captured through four core sub-themes: 

ageing universe of opportunities.

why us?

our strategy.

investment process.

investment team.

Henk Grootveld Henk Grootveld
Lead Portfolio Manager, 
Health Trends
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Christian Vondenbusch
Investment Team

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more about our funds.

Past performance is not a guarantee of future results. If the funds are denominated in a currency other than that in which the majority of the investor's assets are held, the investor should be aware that changes in rates of exchange may affect the value of the funds' underlying assets. The portfolio risk management process includes an effort to monitor and manage risk, but does not imply low risk.
Will China grow old before it grows rich?
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Will China grow old before it grows rich?

Can China transition to a high-income economy without the favourable demographic tailwinds that helped shape the preceding four decades?

In the demographic winter, will we prefer pets to children?
global perspectives Asset Management
global perspectives Asset Management Institutional Consultants DB DC Insurance Official institutions Investment strategies Equities Thematic Golden Age Wholesale Banks Endowments Fund of funds Geronne Independants Third party asset managers

In the demographic winter, will we prefer pets to children?

For the US, Europe, China and Japan, booms in the number of working-age people are subsiding. As these societies age, what economic and social challenges await?

Investment megatrends to watch in 2022
investment viewpoints Asset Management
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Investment megatrends to watch in 2022

What will consumer brands bring to the metaverse in 2022, and how will digitalisation advance healthcare? We chart the near future of major megatrends.

Investing in the demographic deficit
white papers Asset Management
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Investing in the demographic deficit

A demographic deficit will have far-reaching consequences that also present a number of potential growth opportunities.

What happens when a demographic dividend becomes a deficit?
global perspectives Asset Management
global perspectives Asset Management Investment strategies Equities DC DB Banks Wholesale Official institutions Golden Age Third party asset managers Geronne Independants Institutional Consultants Insurance Fund of funds Endowments

What happens when a demographic dividend becomes a deficit?

The depletion of the workforce in the largest economies will have economic consequences, affecting inflation, healthcare and pensions reforms, and societies.

Webinar | Welcome to the decade of Healthy Ageing
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Webinar | Welcome to the decade of Healthy Ageing

Watch the replay of our Webinar

The United Nations General Assembly declared 2021-2030 to be the Decade of Healthy Ageing. This major theme brings together governments, private sector, civil society, academics. 

important information.

Lombard Odier Funds (hereinafter the “Fund”) is a Luxembourg investment company with variable capital (SICAV). The Fund is authorised and regulated by the Luxembourg Supervisory Authority of the Financial Sector (CSSF) as an Undertaking for Collective Investments in Transferable Securities UCITS under Part I of the Luxembourg law of the 17 December 2010 implementing the European directive 2009/65/EC, as amended (“UCITS Directive”). This marketing document particularly relates to Climate Transition, a Sub-Fund of LO-Funds (hereinafter the “Sub-Fund”). The Management Company of the Fund is Lombard Odier Funds (Europe) S.A. 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