investment viewpoints

Fintech has changed finance forever. What comes next?

Fintech has changed finance forever. What comes next?
Jeroen van Oerle - Portfolio Manager

Jeroen van Oerle

Portfolio Manager
Christian Vondenbusch - Portfolio Manager

Christian Vondenbusch

Portfolio Manager

The disruption caused by fintech has been profound. How will digitalisation continue to alter the financial services landscape? We explore this in the Q2 issue of Futureturns, our quarterly report on trends investing in equity markets. 


Need to know

  • As fintech companies continue to infiltrate the world of traditional finance, we see wide-ranging implications – both for portfolios and for the industry
  • Digital payment companies have better profitability than traditional banks and a more promising growth outlook, in our view
  • We discuss the key trends driving fintech in the future. Two big themes in the spotlight are embedded finance and artificial intelligence


A changing industry 

We launched our Global FinTech strategy three years ago with a prediction that fintech companies would become the new financials. What is the outlook for the industry as technology continues to disrupt traditional service offerings? 

Developments will be driven by demographic, technological and policy changes. Clients are demanding better, faster and cheaper services, and regulators are making increased demands.  Only the savviest incumbents will survive, in our view. 

Fintech stocks, meanwhile, add many benefits to portfolios. We see huge growth potential given increasing access to financial services globally and other key secular trends.  


To read the Q2 issue of Futureturns, download it.

important information.


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